What is a Public Insurance Adjuster?
Public adjusters work exclusively for the interest of the policyholder or insured in the preparation, presentation, and settlement of first party property insurance claims. Where the insurance company staff and independent claims adjusters work on behalf of the insurance company, public adjusters work exclusively for the policyholder or insured.
Public Insurance Adjusters are required to be licensed by the state, and must follow strict guidelines set forth by the Department of Insurance or Regulatory Agencies in each state, including the manner in which fees are charged. For example, most public adjusters charge a percentage of the claim. In Texas, Colorado and Oklahoma this fee cannot exceed 10 percent of settlement on the claim, Florida is 20 percent. There are other rules and regulations designed to assure that consumers are dealing with well educated, professional, and ethical public adjusters.
Studies have confirmed that using a Public Adjuster results in a claim settlement of over 70% greater on catastrophic storm damage claims. On non-catastrophic claims such as fire, theft & water pipe breaks, settlements are over 50% higher.
We provide public adjuster and insurance claim consulting services exclusively for the policyholder. The insurance company has experts working for them, and you should too. As one of the nation's premier public adjuster and insurance claim consulting firms, our focus is maximizing and expediting our clients financial recovery from insurance claims. Our personalized service and proven expertise are the trademarks of our reputation.
How Can a Public Insurance Adjuster Help Property Owners?
The claims adjuster that represents the insurance company and you at the same time creates a conflict of interest. Eliminate this by allowing Abba Claims Public Adjusters to represent you. We serve policyholders in many capacities. The "Professional Services" area outlines the many ways that we are available to assist in the insurance claims resolution process.
Complimentary Claim Consultation
Our public adjusters are experts on property loss adjustment who are retained by policyholders to assist in preparing, filing and adjusting insurance claims. Employed exclusively by a policyholder who has sustained an insured loss, we are professionals managing every detail of the insurance claim, working closely with the insured to provide the most equitable and prompt insurance claim settlement possible. A Public Adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insured's coverage, determines current replacement costs and exclusively serves the client, NOT the insurance company.
Why Policyholders Need the Services of Public Insurance Adjusters?
Property insurance policies obligate the insured-policyholder to prove its claim to the insurance company. Public Insurance Adjusters are skilled in all aspects of the insurance claims process, thereby putting the insured on equal footing with the insurance carrier. Licensed public adjusters have expertise in many areas, including the understanding complex insurance policies from an adjuster’s point of view.
Our Abba Claims Consultants Public Adjusters are also trained to identify covered damage and estimate the appropriate repair or replacement costs. Public Insurance Adjusters are familiar with the insurance industry, its customs and practices. As a result, we are able to present claims in such a way as to assure the most favorable outcome for the commercial or residential insured.
The immediate aftermath of an insurance loss is devastating and stressful. Knowing that a professional Abba Claims Consultants public adjuster is carefully documenting the damage, and working on your behalf to ensure that you get every penny you deserve under the terms of your policy, brings peace of mind during a stressful time. Contact Us by phone or email for a Complimentary Insurance Claim Consultation.
Your Successful Financial Recovery After a Disaster is Always Our Top Priority
We have the resources and expertise to thoroughly investigate your loss, accurately prepare, document and submit your insurance claim. It's our mission to obtain a full, fair and expedited insurance claim settlement that is appropriately maximized within your insurance policy coverage. Our Public Adjusting Firms are conveniently located with our national headquarters located in Dallas, TX. Additional locations are Austin, TX, Waco, TX, Houston, TX and San Antonio, TX. Our regional offices are located in Oklahoma City, OK, Denver-Boulder, CO and Tampa, FL.