Smoke Damage Insurance Claim

Smoke damage help is on the way. Fire smoke will cause lasting damage to all porous materials. Consider getting help to work through the difficult insurance claim process and restore your building.
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How To Deal With Smoke Damage After A Structure Fire?

A fire loss includes damages caused by smoke, soot, heat, the water used to extinguish the fire and the fire itself. In the case of a severe fire, all of these components combine to make a residence or business uninhabitable and unusable. Our first objective in preparing your claim for submission to your insurance carrier is to evaluate the scope of loss and damage as well as to analyze your insurance policy to see how it applies to the specific situations of your loss.

Your Responsibilities After A House Fire

“Your home will very likely sustain smoke damage from an adjacent fire!”

It must be determined to what degree the structure is damaged and how badly your personal or business property is affected. Are these items and components repairable or are they a total loss? It makes no economic sense to spend limited resources on repairs to items which will only be replaced in the end. This is one area where disputes commonly occur between the insured and the policyholder. One of the most common and potentially costly mistakes we see policyholders make is to sign authorization forms from “disaster restoration” firms which give these firms authorization to remove or attempt to repair items that may in fact be a total loss. This cost will be subtracted from the policy limits that may be needed to pay for items that are clearly a total loss.

It must be determined to what degree the structure is damaged and how badly your personal or business property is affected. Are these items and components repairable or are they a total loss? It makes no economic sense to spend limited resources on repairs to items which will only be replaced in the end. This is one area where disputes commonly occur between the insured and the policyholder.

It must be determined to what degree the structure is damaged and how badly your personal or business property is affected. Are these items and components repairable or are they a total loss? It makes no economic sense to spend limited resources on repairs to items which will only be replaced in the end. This is one area where disputes commonly occur between the insured and the policyholder. One of the most common and potentially costly mistakes we see policyholders make is to sign authorization forms from “disaster restoration” firms which give these firms authorization to remove or attempt to repair items that may in fact be a total loss. This cost will be subtracted from the policy limits that may be needed to pay for items that are clearly a total loss.

Be sure to take some time to consult with our Abba Claims Consultants Public Adjusters before signing blank authorization forms. Let our professional public adjusters determine what experts such as structural engineers, appliance and electronics technicians, and cleaning and restoration specialists should be used in formulating a comprehensive plan to return your property to its pre-loss condition. These forms are also used to “spike the job” and may in fact give rise to liens on the property months later should the policyholder and carrier disagree on the claim.

Smoke almost always accompanies a fire and the effects of the hydrochloric acid contained in a typical structure fire are very corrosive. Further, the heat of a fire pressurizes the smoke and drives it into areas of the building and affects contents which are surprisingly remote from the source of the fire. For example, this smoke can lessen the life of electronic and mechanical equipment. The scope of restoration as well as the affected content value and cost of restoration can determine whether or not your property will be properly returned to its pre-loss condition.

Once an Abba Claims Consultants Public Adjuster has made a preliminary evaluation of your loss, we can guide, assist and advise you as to the best way to proceed towards the resolution of your claim against the insurance company.

How We Work For You

The Insurance Claim Process and how we obtain the maximum amount on your claim.

Commercial Claims Process

We handle the entire insurance claims process so you can concentrate on running your life. There really is an advocate out there who offers a “Win-Win”.

Homeowners Claims Process

Abba Claims Consultants is the Public Adjusting Firm that provides Peace of Mind found when you know that your trusted ally is representing your best interest.

Multi Family Claims Process

Our Expert Public Adjusters file the claim for you, prepare a scope of work, prepare a detailed estimate of repairs, negotiate and settle Commercial, Homeowners and Multifamily Insurance Claims.

WE SAVE YOU TIME AND MONEY!

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WE ELIMINATE YOUR STRESS!

WE NEGOTIATE YOUR SETTLEMENT!

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WE ARE THE GAME CHANGER!

We Handle All Types Of Property Damage Insurance Claims

Licensed Public Adjusters for Texas, Florida & Colorado

Private Insurance Adjusters

Fire & Smoke Damage

Hail & Wind Damage

Water & Mold Damage

Theft & Vandalism

Building Collapse

Business Interruption

Commercial Claims

Residential Claims

Why I Need My Own Insurance Adjuster

Abba Claims Consultants are Public Insurance Adjusters...

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that provide the peace of mind found when you know that your trusted ally is representing your best interest. An industry leader and innovator in the negotiation and settlement of property damage insurance claims.

But what exactly is a Public Adjuster?

Public adjusters work hard to get their clients what is needed when dealing with property damage insurance claims to commercial and residential buildings.  It’s an exclusive relationship between client and the public adjuster that is set up to get claims settled so that policyholders can put their lives back together.  Public Insurance Adjusters are regulated by the Department of Insurance or Regulatory Agencies in each state.

Unfortunately, we do not handle auto claims.

Why You May Need the Services of a Public Adjuster?

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As stated in their insurance policy, an insured-policyholder must prove the claim to the insurance company, Public Insurance Adjusters are experts in the process of all areas of an insurance claim.  This helps “Level the Playing Field” with the insurance company. Licensed public adjusters are experienced in understanding the complexity of insurance policies.

Our Abba Claims Consultants Public Adjusters are trained to identify covered damage and estimate the appropriate repair or replacement costs. Public Insurance Adjusters know the “ins and outs” of the insurance industry, its customs, and practices. Because of this, we are able to present your claim to the insurance carrier in such a way to assure the most favorable outcome.

How Can A Public Insurance Adjuster Help Property Owners?

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The claims adjuster that represents the insurance company and YOU at the same time creates a “Conflict of Interest”.

Eliminate this by allowing Abba Claims Public Adjusters to represent you.  We serve policyholders in many capacities.

The “Professional Services” area outlines the many ways that we are available to assist in the insurance claims resolution process.

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We're YOUR Protection! We Know What To Do!

WHY CHOOSE ABBA CLAIMS

Contact Your Public Insurance Adjusters

Abba Claims Consultants

We provide Public Adjusting Services to homeowners & business owners across the States of Texas, Tennessee, Georgia, Florida, New Mexico & Colorado.

Ches Bostick Texas Public Insurance Adjuster License #1400001

Abba Claims Consultants, LLC Texas Public Insurance Adjuster License #2003555

Call (888) 908-2042 for service.