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Commercial, Homeowners & Multifamily Insurance Claims

 

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Insurance Claim Help
Commercial, Homeowners & Multifamily Insurance Claims

  • Commercial Properties

  • Residential Properties

  • Business Interruption

  • Builders Risk

  • Multifamily Apartments

  • Hotels & Motels

  • Schools & Universities

  • Industrial Business

  • Attorneys & CPA’s

  • Condominium Associations

  • Homeowner Associations

  • Medical Facilities

Commercial Property Claims

Theft, Fire or smoke damage, Hurricane, Water Leak, Vandalism, Collapse.

While the physical damage from any one of these disasters might be devastating enough, the resultant damage to the normal flow of business operation often proves to be the greater loss.

Our team of professionals at Abba Claims Consultants are ready to act as your advocate in your Commercial Property Loss. We provide the needed expertise and resources to professionally document, present and negotiate your claim with your insurance company.

Homeowners Property Claims

For most of us, our home is our single largest investment. When a leak, a fire, a sinkhole, a hurricane, or an act of vandalism damages your property, it is a very traumatic experience for the whole family. It is essential both emotionally and financially to restore your property to its previous condition . . . and as efficiently as possible.  After filing their insurance claim, many homeowners unfortunately discover that the insurance claims process has become complicated in recent years.

The insurance company’s adjuster is paid by the insurance company to determine the amount that will be paid to the policyholder. Frequently, however, the insurance company representatives and the property owner disagree about the coverage available under the policy and over the value of the settlement.

At Abba Claims Consultants we take our job seriously. We prepare, document, value and negotiate your settlement. We analyze and apply all of the complicated provisions of your policy and attend all meetings with your insurance company. We present your claim in the language of the claims industry to bring your claim to its proper conclusion.

When disaster strikes, you need a team of credentialed and experienced professionals to act on your behalf in the property claims process. We stand ready to prepare, present and negotiate your claim.

Multifamily Apartments

Multifamily insurance policies are significantly different from homeowners policies. Most often these policies afford a great deal more coverage than might be realized. Most owners and even a majority of insurance adjusters do not fully understand how to interpret this type of insurance policy for the benefit of building owners.

Business Interruption

Theft, Fire or smoke damage, Hurricane, Water Leak, Vandalism, Collapse.

While the physical damage from any one of these disasters might be devastating enough, the resultant damage to the normal flow of business operation often proves to be the greater loss.

Our team of professionals at Abba Claims Consultants are ready to act as your advocate in your Business Interruption Loss. We provide the needed expertise and resources to professionally document, present and negotiate your claim with your insurance company.

Condominium Associations

Board Members of Condominium Associations have a fiduciary duty to ensure owners’ interests are protected. When a catastrophic
event occurs, this responsibility comes into sharp focus.

Without being involved on a daily basis in the insurance industry, can the Board of Directors be knowledgeable as to the complexities
of the Association’s entitlements and responsibilities under the Master Insurance Policy?

  • Do State Statutes supersede Condominium Documents or the Insurance Policy given the circumstances of this claim?

  • What are the responsibilities of the Unit Owners?

  • What are the responsibilities of the Association?

  • Is it an error to hire a General Contractor to negotiate your claim?

  • How do you bring the Association and its owners together with the common purpose of a proper settlement with the Insurance carrier?

Your Insurance Claim Must Be Protected

Storm damage and fires are the most common causes of property damage, resulting in serious problems for homeowners, businesses and commercial property owners. In addition to damage from storms, fire and smoke, there may also be ensuing problems related to the storm or the process of putting out the fire, such as water or chemicals inside the building, and potential damage to the building’s structure, electrical and heating-cooling systems.

Regardless of the cause of the damage, a property owner needs to make quick decisions while still under a great deal of stress and confusion. Who should we to call? Where do we stay tonight? Which belongings escaped unharmed? What exactly did we have in the building? How can we start the clean-up process?

Abba Claims Consultants Public Adjusters are there to help you put your insurance to work for you. We have the experience and the knowledge to answer your immediate questions and help you through the complicated claims process. One of the first things we do is to evaluate all of the damage and make a very thorough review of your insurance policy.  Determining the “scope of loss” and analyzing your policy will help us best determine the best way to move forward with your claim to get you the maximum possible settlement.

When we evaluate property damage, we look carefully at all the damage related to the cause of loss. You should be paid in full for all of the damage, not just part of it.  If your residence or business is not livable or workable, you may need to find new quarters while the damage is repaired.

Many people don’t realize that “additional living expenses” or “loss of use” like hotel accommodations, restaurant meals and dry cleaning can all be claimed and covered. We’ll help you sort out those issues, so you can get back to living your life.

The question of “repair or replace” comes up frequently after a loss.  Please be cautious if you are approached by “restoration” companies. They may try to get you to authorize unnecessary work, or ask you to sign an authorization form that will allow them to bill your insurance company directly. Before agreeing, think through your options and ask yourself: Do I want to give someone else the right to collect directly from my insurance company… especially for work that may not be needed?

Hopefully you will never find yourself staring at the fire damaged remnants of your home or business, but if you do, count on Abbas Fire Insurance Claims Adjusters to assist you in finding the experts who can help you get your property back to its pre-loss condition.

If you live in a multi-unit building and one of the other units is damaged by fire, you should call us. Your residence may have suffered damage from soot, smoke or heat that may not be apparent. Find out for sure whether or not you have a claim worth filing by calling us for a complimentary, no-obligation property evaluation.

WE HANDLE ALL TYPES OF PROPERTY DAMAGE INSURANCE CLAIMS
Licensed Texas & Florida Public Insurance Adjusters
Private Insurance Claim Consultants


Commercial Claims


Residential Claims

WHO WE’VE HELPED

Residential Fire Claim
Without the help of Ches Bostick and Abba Claims our insurance claims, from losing our house and all our belongings to a fire, would not have been properly paid by our insurance company. Ches made us feel important and valued. His customer service was excellent. – Sara Nevill

Commercial Hail Claim
Abba Claims took our claim from “no damage” according to our insurance company, to obtaining an insurance settlement of over $480,000.00. We would not be able to get a proper settlement and make the much-needed repairs without the impressive and effective assistance and guidance of Abba Claims Consultants. – Betty Reichel

Commercial Hail Claim
It is with much enthusiasm and great appreciation that I am writing to recommend the services of Abba Claims Consultants, LLC.  Our Association was able to successfully settle our claim.  Our amazing outcome is a result of the professional assistance and guidance we received from Abba Claims.  In addition, our success is due to the excellent detail and preparation of our claim.  From start to finish, Abba Claims was our trusted consultant, gave us updates, assisted in vetting vendors and met with the myself and the Board of Directors as needed.  Abba Claims has our trust and proved their commitment. For this reason, I am happy to recommend their services.  On any other claims, Abba Claims Consultants, LLC will be my first call. – Tara Lee Jolley, Sr. Manager, Oberg Properties, Guest Quarters of Academy Place

Residential Hail Claim
We experienced a terrible hail storm that caused major damage to our home. Our insurance company fought us at every turn until we finally got smart and hired ABBA. Ches, Darik and Malerie worked tirelessly to help us through a VERY difficult time. We are very grateful for their help and consider them family after all they have done. – Daniel Miller

WHY CHOOSE ABBA CLAIMS

We provide Public Adjusting Services to homeowners & business owners across the States of Texas, Florida, Oklahoma, Colorado, Georgia, South Carolina & North Carolina.

Ches Bostick Texas Public Insurance Adjuster License #1400001
Abba Claims Consultants, LLC Texas Public Insurance Adjuster License #2003555

Copyright © 2017 Abba Claims Consultants, LLC™.  All rights reserved.  Call (888) 908-2042 for service.