Insurance Claim Appraisal
Be aware that if you do not request appraisal within the allotted time, you waive your right to contest TWIA’s determination of the payment amount.
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If we and you disagree on the amount of loss, either may make written demand for an appraisal of the covered loss. Each party will select a competent and impartial appraiser and notify the other of the appraiser selected within 20 days of the demand.
Most insurance policies contain a provision which stipulates that either the insurance company or the insured has the right to demand an “Appraisal” if that party disagrees as to the amount of the insured loss. The purpose of the Insurance Claim Appraisal process is to offer both parties to the insurance contract a less expensive and more expedient alternative to going to court in order to reach a settlement. Appraisal has many similarities to binding arbitration but the two processes are not identical. The Appraisal Panel is made up of three participants. Therefore, the insurance company and the insured both select a competent, impartial Insurance Claim Appraiser to represent them in the process. Before the Appraisal Process begins, the appraisers agree to a neutral Umpire. If needed, the umpire will make a final ruling on the differences of the two appraisers.
Our practical knowledge of the insurance carrier’s outlook on property insurance claims proves most beneficial in moving our clients’ disputes forward toward an equitable resolution with the insurance carriers. We find the Appraisal process, properly utilized, can be a very effective means to properly conclude complex insurance claims. To Visit our “Insurance Claim Appraisal” website click HERE
Mediation is a non-binding and confidential forum wherein participants can work to improve their understanding of each others position and, with the assistance of a neutral mediator, attempt to work out an equitable settlement. The mediator does not impose any decision on the parties in disagreement, but rather helps the parties to reach an agreement which is mutually acceptable.
Expert Damage Valuation
Over the past sixteen years, our Executive Team has been on the ground working to assess the value of property owners’ losses following many of the worst natural and man-made disasters this country has seen. We have been called upon to value the loss to real property, personal property, business and industry.
Our extensive experience in large commercial losses, including Condominium and Homeowner Association insurance claims, allows us to hit the ground running when we are asked to evaluate damages. Our network of specialists and experts is ready to assist with the specific circumstances that surround the claim so that documentation and substantiation proceeds without unnecessary delay.
Our staff and affiliations include Umpires who are available to preside over Appraisal hearings. Our umpires have extensive experience working for both insurance carriers and the insured. We have experience and knowledge in the Appraisal process and can properly evaluate and adjudicate the loss.
TEXAS PUBLIC ADJUSTER
Tell us about your claim below or call (214) 501-0598
to arrange a FREE Insurance Claim Consultation.
We provide Public Adjusting Services to homeowners & business owners across the States of Texas, Oklahoma, Colorado, Georgia, South Carolina, North Carolina & Florida.
Ches Bostick Texas Public Insurance Adjuster License #1400001
Abba Claims Consultants, LLC Texas Public Insurance Adjuster License #2003555
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