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Fire Damage Restoration

Fire Damage Restoration only begins AFTER your Public Adjuster and the insurer agree on the amount of the loss. Without this in writing, you may jeopardize your claim.


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Do Not Start Work Until The Coast Is Clear!

Preserve the Structure
Are you seeking fire damage restoration?  Know this:  All insurance policies require you to preserve the property so that the insurance company adjuster will have the opportunity to complete their investigation and inspections.  Do not allow contractors to start any work until your Public Adjuster has completed the claims process, has the final estimate in hand and has obtained final your claim settlement payment.  Your Public Adjuster is your private insurance claim consultant and will advise you as to when it is appropriate to begin the fire damage restoration process.

Finding a Contractor

Fire Damage Restoration Companies are usually the first to show up when there’s a structure fire.  Many will be waiting with bated breath while the fire is still burning.  The initial job of a fire mitigation and restoration company is to clean up the mess, preserve and protect the home and your personal items and contents so that further damage will not occur.

  • Always check references of contractors by calling previous clients or checking with the Better Business Bureau.

  • Be suspicious of any contractor that tries to rush you, offers to represent you against the insurance company or pay your deductible.

  • Get three written estimates for the work and compare bids.  This is not find the lowest price, but to determine when compared to our Public Adjuster estimate, which contractor has the most accurate estimate.

  • Always have a written detailed contract that clearly states what the contractor will do, including prices for labor and materials, clean-up procedures and estimated start and finish dates. Never sign a contract with blank spaces which can be altered after you sign.

  • Never pay the full amount upfront or with cash. Use a check or credit card to maintain a record of your payments to the contractor.

  • Pay for work as it is completed in installments. If you have a mortgage on the home, your mortgage company may require an escrow account and review work before installment payments are made to ensure the home is actually repaired to the original condition.

Licensed Texas & Florida Public Insurance Adjusters
Private Insurance Claim Consultants

Commercial Claims

Residential Claims


Residential Fire Claim
Without the help of Ches Bostick and Abba Claims our insurance claims, from losing our house and all our belongings to a fire, would not have been properly paid by our insurance company. Ches made us feel important and valued. His customer service was excellent. – Sara Nevill

Commercial Hail Claim
Abba Claims took our claim from “no damage” according to our insurance company, to obtaining an insurance settlement of over $480,000.00. We would not be able to get a proper settlement and make the much-needed repairs without the impressive and effective assistance and guidance of Abba Claims Consultants. – Betty Reichel

Commercial Hail Claim
It is with much enthusiasm and great appreciation that I am writing to recommend the services of Abba Claims Consultants, LLC.  Our Association was able to successfully settle our claim.  Our amazing outcome is a result of the professional assistance and guidance we received from Abba Claims.  In addition, our success is due to the excellent detail and preparation of our claim.  From start to finish, Abba Claims was our trusted consultant, gave us updates, assisted in vetting vendors and met with the myself and the Board of Directors as needed.  Abba Claims has our trust and proved their commitment. For this reason, I am happy to recommend their services.  On any other claims, Abba Claims Consultants, LLC will be my first call. – Tara Lee Jolley, Sr. Manager, Oberg Properties, Guest Quarters of Academy Place

Residential Hail Claim
We experienced a terrible hail storm that caused major damage to our home. Our insurance company fought us at every turn until we finally got smart and hired ABBA. Ches, Darik and Malerie worked tirelessly to help us through a VERY difficult time. We are very grateful for their help and consider them family after all they have done. – Daniel Miller


We provide Public Adjusting Services to homeowners & business owners across the States of Texas, Florida, Oklahoma, Colorado, Georgia, South Carolina & North Carolina.

Ches Bostick Texas Public Insurance Adjuster License #1400001
Abba Claims Consultants, LLC Texas Public Insurance Adjuster License #2003555

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